Frequently Asked Questions

Frequently Asked Questions

What is an Upside Legal® Participating Law Firm?

An Upside Legal® Participating Law Firm specializes in providing comprehensive legal help to individuals facing the challenges and uncertainties that arise when dealing with overwhelming financial obligations. If you find yourself financially overextended and are unable to keep up with your monthly payments or are receiving collection calls, threats of litigation or have already been sued an Upside Legal® Participating Law Firm can step in to verify that you own the amount that is being claimed by the collector, explore options that can help you shield yourself or fight back against collection calls and letters and defend yourself from collection lawsuits.

What is collection harassment, and how can Upside Legal® Participating Law Firm help me deal with it?

Collection harassment refers to aggressive or illegal tactics used by creditors or collectors to recover creditor claims. Upside Legal® Participating Law Firms specialize in protecting your rights and ensuring you're treated fairly under the law. They will work to stop harassment and if appropriate help you pursue legal action against abusive collectors.

How can I protect myself from debtors' lawsuits?

Debtors' lawsuits can be intimidating, but Upside Legal® Participating Law Firms are experienced in debtor lawsuit defense. They will assess your situation, gather evidence, and build a strong defense strategy to protect your assets and rights. Their goal is to reach a mutually beneficial outcome or dismiss the lawsuits when possible.

What should I do if I receive a judgment against me for unpaid debts?

If a judgment is entered against you, it's crucial to act quickly. An Upside Legal® Participating Law Firms can review your case and see if it is possible to challenge the judgment through legal means, negotiate a resolution, and explore other options to minimize the impact on your financial well-being.

What steps can I take to protect my assets while dealing with aggressive collectors?

Being proactive is essential when facing financial difficulties. Its important to speak to an law firm as soon as possible to explore your options and if possible, implement strategies to safeguard your assets legally, including restructuring debts, reaching mutually agreeable resolutions with creditors, and exploring alternative options up to and including bankruptcy.

Is there a statute of limitations on debt collection?

Yes, there is a statute of limitations on debt collection, which varies by state and type of creditor claim. It’s important to speak to a law firm as soon as possible can assist you in dealing with time-barred debts, ensuring you aren't held responsible for debts beyond the legal time limit.

What is an Upside Legal® Participating Law Firm?

An Upside Legal® Participating Law Firm specializes in providing comprehensive legal help to individuals facing the challenges and uncertainties that arise when dealing with overwhelming financial obligations. If you find yourself financially overextended and are unable to keep up with your monthly payments or are receiving collection calls, threats of litigation or have already been sued an Upside Legal® Participating Law Firm can step in to verify that you own the amount that is being claimed by the collector, explore options that can help you shield yourself or fight back against collection calls and letters and defend yourself from collection lawsuits.

What is collection harassment, and how can Upside Legal® Participating Law Firm help me deal with it?

Collection harassment refers to aggressive or illegal tactics used by creditors or collectors to recover creditor claims. Upside Legal® Participating Law Firms specialize in protecting your rights and ensuring you're treated fairly under the law. They will work to stop harassment and if appropriate help you pursue legal action against abusive collectors.

How can I protect myself from debtors' lawsuits?

Debtors' lawsuits can be intimidating, but Upside Legal® Participating Law Firms are experienced in debtor lawsuit defense. They will assess your situation, gather evidence, and build a strong defense strategy to protect your assets and rights. Their goal is to reach a mutually beneficial outcome or dismiss the lawsuits when possible.

What should I do if I receive a judgment against me for unpaid debts?

If a judgment is entered against you, it's crucial to act quickly. An Upside Legal® Participating Law Firms can review your case and see if it is possible to challenge the judgment through legal means, negotiate a resolution, and explore other options to minimize the impact on your financial well-being.

What steps can I take to protect my assets while dealing with aggressive collectors?

Being proactive is essential when facing financial difficulties. Its important to speak to an law firm as soon as possible to explore your options and if possible, implement strategies to safeguard your assets legally, including restructuring debts, reaching mutually agreeable resolutions with creditors, and exploring alternative options up to and including bankruptcy.

Is there a statute of limitations on debt collection?

Yes, there is a statute of limitations on debt collection, which varies by state and type of creditor claim. It’s important to speak to a law firm as soon as possible can assist you in dealing with time-barred debts, ensuring you aren't held responsible for debts beyond the legal time limit.

Hours

8:00am-8:00pm CST Mon.-Fri.

Contact Us

Phone : (888) 695-2312

Location

5900 Balcones Drive,

Suite 6285,

Austin, TX 78731

Services are not available in Alaska, California, Hawaii, Idaho, Kansas, Maine, Oregon, Washington.


By submitting your contact details and selecting "Yes, contact me now!" above, you agree to our Terms of Use. This includes consenting to resolve any claims under the Telephone Consumer Protection Act through arbitration. You also explicitly consent, via electronic signature, to receive sales, marketing, and other communications via calls, texts, and emails from Upside Legal, LLC, either manually or through automated systems, including those using artificial voice or prerecorded voice messages when a connection is completed, even if your number is on any internal, corporate, state or federal Do-Not-Call list. Consent isn't required for purchase. Message and data rates may apply, and message frequency may vary. You can unsubscribe anytime by replying STOP or clicking the unsubscribe link. For more details, refer to our Privacy Policy and Terms of Use. Text "HELP" for help or contact us at (888) 695-2312. Text "STOP" to cancel. You also understand and agree that you are providing ‘written instructions’ to Upside Legal, LLC and its subsidiaries, affiliates, divisions, and agents (collectively the “Providers”), under the Fair Credit Reporting Act, authorizing the Providers to obtain information from your personal credit profile or other information from one or more consumer reporting agencies, such as TransUnion, Experian, and Equifax. I understand that I am under no obligation to purchase anything.

Any estimates given by Upside Legal®, or any Upside Legal® Participating Law Firm are based on prior results, which will vary depending on your specific situation, represented claims and your individual law firm’s terms. Not all clients are able to complete their representation for various reasons, including their ability to pay legal fees and save sufficient funds. Upside Legal®, or your Upside Legal® Participating Law Firm does not guarantee that your case will be resolved for a specific amount or percentage or within a specific period of time. Upside Legal®, or your Upside Legal® Participating Law Firm does not assume your debts, make monthly payments to creditors, provide tax, accounting, or credit repair services. Upside Legal® Participating Law Firms are not available in all states, and their fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of a less than full balance debt resolution. The hiring of an lawyer is an important decision, and it is important to read and understand all documents prior to retaining them. Not paying your creditors will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your represented accounts due to the accrual of fees and interest. However, if a settlement is reached by your lawyer it will resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825.

The hiring of a lawyer is an important decision that should not be based solely on advertisements. Material contained on upsidelegal.com is for general information purposes only and does not constitute legal advice. Upside Legal® provides access to legal services offered by our participating law firms. Neither Upside Legal® nor its officers, employees, or associates directly or indirectly provide legal services, representation, or advice. Please review Disclaimer here

Hours

8:00am-8:00pm CST Mon.-Fri.

Contact Us

Phone : (888) 695-2312

Location

5900 Balcones Drive,

Suite 6285,

Austin, TX 78731

Services are not available in Alaska, California, Hawaii, Idaho, Kansas, Maine, Oregon, Washington.

By submitting your contact details and selecting "Yes, contact me now!" above, you agree to our Terms of Use. This includes consenting to resolve any claims under the Telephone Consumer Protection Act through arbitration. You also explicitly consent, via electronic signature, to receive sales, marketing, and other communications via calls, texts, and emails from Upside Legal, LLC, either manually or through automated systems, including those using artificial voice or prerecorded voice messages when a connection is completed, even if your number is on any internal, corporate, state or federal Do-Not-Call list. Consent isn't required for purchase. Message and data rates may apply, and message frequency may vary. You can unsubscribe anytime by replying STOP or clicking the unsubscribe link. For more details, refer to our Privacy Policy and Terms of Use. Text "HELP" for help or contact us at (888) 695-2312. Text "STOP" to cancel. You also understand and agree that you are providing ‘written instructions’ to Upside Legal, LLC and its subsidiaries, affiliates, divisions, and agents (collectively the “Providers”), under the Fair Credit Reporting Act, authorizing the Providers to obtain information from your personal credit profile or other information from one or more consumer reporting agencies, such as TransUnion, Experian, and Equifax. I understand that I am under no obligation to purchase anything.

Any estimates given by Upside Legal®, or any Upside Legal® Participating Law Firm are based on prior results, which will vary depending on your specific situation, represented claims and your individual law firm’s terms. Not all clients are able to complete their representation for various reasons, including their ability to pay legal fees and save sufficient funds. Upside Legal®, or your Upside Legal® Participating Law Firm does not guarantee that your case will be resolved for a specific amount or percentage or within a specific period of time. Upside Legal®, or your Upside Legal® Participating Law Firm does not assume your creditor claims, make monthly payments to creditors, provide tax, accounting, or credit repair services. Upside Legal® Participating Law Firms are not available in all states, and their fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of a less than full balance claim resolution. The hiring of a lawyer is an important decision, and it is important to read and understand all documents prior to retaining them. Not paying your creditors will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your creditor claims due to the accrual of fees and interest. However, if a resolution is reached by your law firm it will resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825.

The hiring of a lawyer is an important decision that should not be based solely on advertisements. Material contained on upsidelegal.com is for general information purposes only and does not constitute legal advice. Upside Legal® provides access to legal services offered by our participating law firms. Neither Upside Legal® nor its officers, employees, or associates directly or indirectly provide legal services, representation, or advice. Please review Disclosures here

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