Last updated: October 4, 2023
The services that you are presented with are from law firms or companies that we may receive compensation from. Based on our initial review of such law firms, companies or individuals, we feel comfortable introducing them to you. We will not recommend something just because we’re offered payment to endorse or promote it. However, we do recommend that you shop around and compare services and costs with other law firms or companies while performing your own due diligence, especially since people’s experiences can change over time.
We may be compensated for the following:
Referrals to consumers who use the online form or locator line that may provide expert answers to questions;
Ads served through companies such as Google (We don’t totally control all of the specific ads that appear on our site.);
Referrals to services that help consumers with loan programs, tax resolution, credit correction, consumer law services such as Debt Lawsuit Defense, Collection Harassment Defense, FDCPA and bankruptcy assistance.
We are not attorneys, and we don’t provide legal advice. As always, we encourage you to do your homework and check out law firms before you hire them. If you are already working with an attorney, we urge you to ask them your questions. After all, they will be more familiar with your specific situation.
Personal Loans Advertiser Disclosure
The Personal Loan offers that may appear on this site are from companies or affiliates from which Upside Legal, LLC may receive compensation. This compensation may impact how and where products appear on this site (including for example, the order in which they appear or whether a lender is “featured” on the site). Upsidelegal.com does not include all personal loan companies or all types of offers available in the marketplace.
Personal Loan Providers determine the underwriting criteria necessary for approval. You should review each Provider’s terms and conditions to determine which loan works best for you and your own personal financial situation. All reasonable efforts are made to provide and maintain accurate information. All rates, fees, and terms are presented without guarantee and are subject to change pursuant to each Provider’s or affiliates discretion. There is never a guarantee you will be approved for credit or that upon approval you will qualify for the advertised rates, fees, or terms that were shown.
Be sure to speak with your representative about the actual term and rate you may qualify for based on your credit history and ability to repay the loan. Lenders may charge an origination fee generally around 1% of the amount sought. Be sure to ask up front about all fees, costs and terms associated with each loan product. Loan amounts of $1,000 up to $35,000 may be available through participating lenders or affiliates; however, your state, credit history, credit score, personal financial situation, and lender underwriting criteria can impact the amount, fees, terms, and rates offered. In some cases, lenders may require that you have an account with them already and for a prescribed period of time in order to qualify for better rates on their personal loan products. Ask your representative for details
Credit Card Advertiser Disclosure
The card offers that may appear on this site are from companies or affiliate offers from which Upside Legal, LLC may receive compensation. This compensation may impact how and where products appear on this site (including for example, the order in which they appear). Upsidelegal.com does not include all card companies or all card offers available in the marketplace.
Credit Card Providers determine the underwriting criteria necessary for approval. You should review each Provider’s terms and conditions to determine which card works for you and your personal financial situation. Information is provided by the Credit Card Providers and is not a guarantee of approval.
All credit card rates, fees, and terms are presented without guarantee and are subject to change pursuant to each Provider’s discretion. All reasonable efforts are made to provide and maintain accurate information. There is no guarantee you will be approved for credit or that upon approval you will qualify for the advertised rates, fees, or terms shown.
Any opinions, analyses, reviews, or recommendations expressed in articles, marketing materials or otherwise are those of the author’s alone and/or Upside Legal, LLC, and have not been reviewed, approved or otherwise endorsed by any Credit Card Provider.
See the online Provider’s credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty.
Business Loans Advertiser Disclosure
Business Loan offers that may appear on this site are from companies or affiliates from which Upside Legal, LLC may receive compensation. This compensation may impact how and where products appear on this site (including for example, the order in which they appear or whether a lender is “featured” on the site). Upsidelegal.com does not include all Business Loan companies or all types of offers available in the marketplace.
Business Loans are those loans that are for commercial use and any property and/or proceeds from the proposed request will be used by the requestor for commercial purpose only and not for any personal, family or household purposes.
Most of our Business Funding Partners or affiliates, do not require collateral for business loans; however, please note that it is possible to be offered another product by the lender depending on your needs and if the underwriting requirements dictate the same. Traditional bank and SBA loans generally are known for collateral requirements.
There is no one-size fits all business loan. Rather there are several types that will likely be offered and or discussed with you upon completing your request. Business
Funding Partners determine the underwriting criteria necessary for approval, you should review each Partner’s terms and conditions to determine which business funding option works for your business’s financial situation. All reasonable efforts are made to provide and maintain accurate information. All rates, fees, and terms are presented without guarantee and are subject to change pursuant to each Partner’s discretion. There is never a guarantee your business will be approved for credit or that upon approval your business will qualify for the advertised rates, fees, or terms shown. Lender terms and conditions will apply and all products may not be available in all states. Ask your loan representative for details.
Student Loan Refinancing Advertiser Disclosure
Student loan offers that appear on this site are from companies or affiliates from which Upside Legal, LLC may receive compensation. This compensation may impact how and where products appear on this site (including for example, the order in which they appear or whether a lender is “featured” on the site). Upsidelegal.com does not include all student loan companies or all types of offers available in the marketplace.
Pursuant to the contracts between Upside Legal, LLC and the Partners or affiliates on its Network, Upside Legal, LLC may also receive information from the Partner or affiliate regarding the status of your application including, but not limited to, the amount or disposition of your loan. Information specific to the Partner/affiliate’s use of your information will be found in their specific Privacy Policy.
Potential savings may vary based on the interest rates, balances and remaining repayment term of the loans you are seeking to refinance. Your overall repayment amount may be higher than the loans you are refinancing even if your monthly payments are lower. Variable rate options will fluctuate over the term of your loan with changes in the LIBOR (or other index utilized by the lender) rate, and will vary based on applicable terms and presence of a cosigner. Fixed interest rates may be based on applicable terms and presence of a co-signer. Additional terms and conditions, and rates are subject to change at any time without notice and may not be available in all states or for all types of current student loans. Such changes should only apply to applications taken after the effective date of change. Please note: Due to federal regulations, Lenders are required to provide every potential borrower with disclosure information before they apply for a private student loan. The Lender you select is required to provide you with an Application Disclosure and an Approval Disclosure within the application process before you accept the terms and conditions of your loan. Upside Legal, LLC is not a lender or creditor, it does not offer, extend or alter credit terms. Only participating lenders can perform the full application and deliver the required disclosures, please ask your lender about rates, terms, fees, and potential discounts that may be available for each product
Please Note:
Certain federal and private student loans may not be eligible for consolidation/refinance.
Certain consolidation/refinance plans may result in higher monthly payments or negative consequences (i.e. prepayment penalties).
Consolidation/refinance may lead to other negative results, such as loss of grace periods.
Loans in default generally cannot be consolidated until completion of a repayment trial plan so tell your lender if you are in default and determine relevant options (be wary of those asking for upfront fees as well)
Other options or programs may fit your needs (i.e. personal loan, debt consolidation and/or debt relief). Consult your financial and/or tax advisor prior to making any decisions.
Upside Legal, LLC is not a creditor as it does not offer, extend or alter credit; rather it is an online site that may allow consumers to shop and compare rates, terms and costs associated with financial products such as mortgages, auto loans, personal loans, student loans, etc. Upside Legal, LLC does not originate or fund any loan products. You may choose to speak with one or more of these lenders or Partners/affiliates to determine what your actual terms and savings may be. Only a lender can provide you with a formal application for credit, your inquiry form here is merely an expression of interest and/or intent to obtain credit or assistance. You must discuss your actual credit situation and fill out the lender’s required documents prior to obtaining an extension of credit. Network lenders may not have the best or the lowest rates so you are encouraged to continue to shop and compare additional lenders, credit unions, local financial institutions, etc. to ensure you are truly getting your best deal for your situation.
You should contact your tax professional or other financial advisor to determine if you can actually realize savings by refinancing when it can extend the life of your current loan. You should ask the lender about all terms, rates, fees and costs associated with each product and if you will realize a net tangible benefit from the same. All initial estimated savings is done by trying to calculate what your rate may be; however, Upside Legal, LLC does not have that information and cannot guarantee potential savings or that lenders will approve you for such product that would warrant those savings. Rates are not guaranteed and change daily. Lenders/Brokers/Dealers/Partners that perform the actual underwriting will have to determine if you meet their underwriting criteria which is unknown to Upside Legal, LLC at the time of matching/offer/quote delivery. All amounts are estimates and examples only and do not represent an actual offer.
Last updated: October 4, 2023
The services that you are presented with are from law firms or companies that we may receive compensation from. Based on our initial review of such law firms, companies or individuals, we feel comfortable introducing them to you. We will not recommend something just because we’re offered payment to endorse or promote it. However, we do recommend that you shop around and compare services and costs with other law firms or companies while performing your own due diligence, especially since people’s experiences can change over time.
We may be compensated for the following:
Referrals to consumers who use the online form or locator line that may provide expert answers to questions;
Ads served through companies such as Google (We don’t totally control all of the specific ads that appear on our site.);
Referrals to services that help consumers with loan programs, tax resolution, credit correction, consumer law services such as Debt Lawsuit Defense, Collection Harassment Defense, FDCPA and bankruptcy assistance.
We are not attorneys, and we don’t provide legal advice. As always, we encourage you to do your homework and check out law firms before you hire them. If you are already working with an attorney, we urge you to ask them your questions. After all, they will be more familiar with your specific situation.
Personal Loans Advertiser Disclosure
The Personal Loan offers that may appear on this site are from companies or affiliates from which Upside Legal, LLC may receive compensation. This compensation may impact how and where products appear on this site (including for example, the order in which they appear or whether a lender is “featured” on the site). Upsidelegal.com does not include all personal loan companies or all types of offers available in the marketplace.
Personal Loan Providers determine the underwriting criteria necessary for approval. You should review each Provider’s terms and conditions to determine which loan works best for you and your own personal financial situation. All reasonable efforts are made to provide and maintain accurate information. All rates, fees, and terms are presented without guarantee and are subject to change pursuant to each Provider’s or affiliates discretion. There is never a guarantee you will be approved for credit or that upon approval you will qualify for the advertised rates, fees, or terms that were shown.
Be sure to speak with your representative about the actual term and rate you may qualify for based on your credit history and ability to repay the loan. Lenders may charge an origination fee generally around 1% of the amount sought. Be sure to ask up front about all fees, costs and terms associated with each loan product. Loan amounts of $1,000 up to $35,000 may be available through participating lenders or affiliates; however, your state, credit history, credit score, personal financial situation, and lender underwriting criteria can impact the amount, fees, terms, and rates offered. In some cases, lenders may require that you have an account with them already and for a prescribed period of time in order to qualify for better rates on their personal loan products. Ask your representative for details
Credit Card Advertiser Disclosure
The card offers that may appear on this site are from companies or affiliate offers from which Upside Legal, LLC may receive compensation. This compensation may impact how and where products appear on this site (including for example, the order in which they appear). Upsidelegal.com does not include all card companies or all card offers available in the marketplace.
Credit Card Providers determine the underwriting criteria necessary for approval. You should review each Provider’s terms and conditions to determine which card works for you and your personal financial situation. Information is provided by the Credit Card Providers and is not a guarantee of approval.
All credit card rates, fees, and terms are presented without guarantee and are subject to change pursuant to each Provider’s discretion. All reasonable efforts are made to provide and maintain accurate information. There is no guarantee you will be approved for credit or that upon approval you will qualify for the advertised rates, fees, or terms shown.
Any opinions, analyses, reviews, or recommendations expressed in articles, marketing materials or otherwise are those of the author’s alone and/or Upside Legal, LLC, and have not been reviewed, approved or otherwise endorsed by any Credit Card Provider.
See the online Provider’s credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty.
Business Loans Advertiser Disclosure
Business Loan offers that may appear on this site are from companies or affiliates from which Upside Legal, LLC may receive compensation. This compensation may impact how and where products appear on this site (including for example, the order in which they appear or whether a lender is “featured” on the site). Upsidelegal.com does not include all Business Loan companies or all types of offers available in the marketplace.
Business Loans are those loans that are for commercial use and any property and/or proceeds from the proposed request will be used by the requestor for commercial purpose only and not for any personal, family or household purposes.
Most of our Business Funding Partners or affiliates, do not require collateral for business loans; however, please note that it is possible to be offered another product by the lender depending on your needs and if the underwriting requirements dictate the same. Traditional bank and SBA loans generally are known for collateral requirements.
There is no one-size fits all business loan. Rather there are several types that will likely be offered and or discussed with you upon completing your request. Business
Funding Partners determine the underwriting criteria necessary for approval, you should review each Partner’s terms and conditions to determine which business funding option works for your business’s financial situation. All reasonable efforts are made to provide and maintain accurate information. All rates, fees, and terms are presented without guarantee and are subject to change pursuant to each Partner’s discretion. There is never a guarantee your business will be approved for credit or that upon approval your business will qualify for the advertised rates, fees, or terms shown. Lender terms and conditions will apply and all products may not be available in all states. Ask your loan representative for details.
Student Loan Refinancing Advertiser Disclosure
Student loan offers that appear on this site are from companies or affiliates from which Upside Legal, LLC may receive compensation. This compensation may impact how and where products appear on this site (including for example, the order in which they appear or whether a lender is “featured” on the site). Upsidelegal.com does not include all student loan companies or all types of offers available in the marketplace.
Pursuant to the contracts between Upside Legal, LLC and the Partners or affiliates on its Network, Upside Legal, LLC may also receive information from the Partner or affiliate regarding the status of your application including, but not limited to, the amount or disposition of your loan. Information specific to the Partner/affiliate’s use of your information will be found in their specific Privacy Policy.
Potential savings may vary based on the interest rates, balances and remaining repayment term of the loans you are seeking to refinance. Your overall repayment amount may be higher than the loans you are refinancing even if your monthly payments are lower. Variable rate options will fluctuate over the term of your loan with changes in the LIBOR (or other index utilized by the lender) rate, and will vary based on applicable terms and presence of a cosigner. Fixed interest rates may be based on applicable terms and presence of a co-signer. Additional terms and conditions, and rates are subject to change at any time without notice and may not be available in all states or for all types of current student loans. Such changes should only apply to applications taken after the effective date of change. Please note: Due to federal regulations, Lenders are required to provide every potential borrower with disclosure information before they apply for a private student loan. The Lender you select is required to provide you with an Application Disclosure and an Approval Disclosure within the application process before you accept the terms and conditions of your loan. Upside Legal, LLC is not a lender or creditor, it does not offer, extend or alter credit terms. Only participating lenders can perform the full application and deliver the required disclosures, please ask your lender about rates, terms, fees, and potential discounts that may be available for each product
Please Note:
Certain federal and private student loans may not be eligible for consolidation/refinance.
Certain consolidation/refinance plans may result in higher monthly payments or negative consequences (i.e. prepayment penalties).
Consolidation/refinance may lead to other negative results, such as loss of grace periods.
Loans in default generally cannot be consolidated until completion of a repayment trial plan so tell your lender if you are in default and determine relevant options (be wary of those asking for upfront fees as well)
Other options or programs may fit your needs (i.e. personal loan, debt consolidation and/or debt relief). Consult your financial and/or tax advisor prior to making any decisions.
Upside Legal, LLC is not a creditor as it does not offer, extend or alter credit; rather it is an online site that may allow consumers to shop and compare rates, terms and costs associated with financial products such as mortgages, auto loans, personal loans, student loans, etc. Upside Legal, LLC does not originate or fund any loan products. You may choose to speak with one or more of these lenders or Partners/affiliates to determine what your actual terms and savings may be. Only a lender can provide you with a formal application for credit, your inquiry form here is merely an expression of interest and/or intent to obtain credit or assistance. You must discuss your actual credit situation and fill out the lender’s required documents prior to obtaining an extension of credit. Network lenders may not have the best or the lowest rates so you are encouraged to continue to shop and compare additional lenders, credit unions, local financial institutions, etc. to ensure you are truly getting your best deal for your situation.
You should contact your tax professional or other financial advisor to determine if you can actually realize savings by refinancing when it can extend the life of your current loan. You should ask the lender about all terms, rates, fees and costs associated with each product and if you will realize a net tangible benefit from the same. All initial estimated savings is done by trying to calculate what your rate may be; however, Upside Legal, LLC does not have that information and cannot guarantee potential savings or that lenders will approve you for such product that would warrant those savings. Rates are not guaranteed and change daily. Lenders/Brokers/Dealers/Partners that perform the actual underwriting will have to determine if you meet their underwriting criteria which is unknown to Upside Legal, LLC at the time of matching/offer/quote delivery. All amounts are estimates and examples only and do not represent an actual offer.
Hours
8:00am-8:00pm CST Mon.-Fri.
Location
5900 Balcones Drive,
Suite 6285,
Austin, TX 78731
Services are not available in Alaska, California, Hawaii, Idaho, Kansas, Maine, Oregon, Washington.
By submitting your contact details and selecting "Yes, contact me now!" above, you agree to our Terms of Use. This includes consenting to resolve any claims under the Telephone Consumer Protection Act through arbitration. You also explicitly consent, via electronic signature, to receive sales, marketing, and other communications via calls, texts, and emails from Upside Legal, LLC, either manually or through automated systems, including those using artificial voice or prerecorded voice messages when a connection is completed, even if your number is on any internal, corporate, state or federal Do-Not-Call list. Consent isn't required for purchase. Message and data rates may apply, and message frequency may vary. You can unsubscribe anytime by replying STOP or clicking the unsubscribe link. For more details, refer to our Privacy Policy and Terms of Use. Text "HELP" for help or contact us at (888) 695-2312. Text "STOP" to cancel. You also understand and agree that you are providing ‘written instructions’ to Upside Legal, LLC and its subsidiaries, affiliates, divisions, and agents (collectively the “Providers”), under the Fair Credit Reporting Act, authorizing the Providers to obtain information from your personal credit profile or other information from one or more consumer reporting agencies, such as TransUnion, Experian, and Equifax. I understand that I am under no obligation to purchase anything.
Any estimates given by Upside Legal®, or any Upside Legal® Participating Law Firm are based on prior results, which will vary depending on your specific situation, represented claims and your individual law firm’s terms. Not all clients are able to complete their representation for various reasons, including their ability to pay legal fees and save sufficient funds. Upside Legal®, or your Upside Legal® Participating Law Firm does not guarantee that your case will be resolved for a specific amount or percentage or within a specific period of time. Upside Legal®, or your Upside Legal® Participating Law Firm does not assume your debts, make monthly payments to creditors, provide tax, accounting, or credit repair services. Upside Legal® Participating Law Firms are not available in all states, and their fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of a less than full balance debt resolution. The hiring of an lawyer is an important decision, and it is important to read and understand all documents prior to retaining them. Not paying your creditors will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your represented accounts due to the accrual of fees and interest. However, if a settlement is reached by your lawyer it will resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825.
The hiring of a lawyer is an important decision that should not be based solely on advertisements. Material contained on upsidelegal.com is for general information purposes only and does not constitute legal advice. Upside Legal® provides access to legal services offered by our participating law firms. Neither Upside Legal® nor its officers, employees, or associates directly or indirectly provide legal services, representation, or advice. Please review Disclaimer here
Hours
8:00am-8:00pm CST Mon.-Fri.
Location
5900 Balcones Drive,
Suite 6285,
Austin, TX 78731
Services are not available in Alaska, California, Hawaii, Idaho, Kansas, Maine, Oregon, Washington.
By submitting your contact details and selecting "Yes, contact me now!" above, you agree to our Terms of Use. This includes consenting to resolve any claims under the Telephone Consumer Protection Act through arbitration. You also explicitly consent, via electronic signature, to receive sales, marketing, and other communications via calls, texts, and emails from Upside Legal, LLC, either manually or through automated systems, including those using artificial voice or prerecorded voice messages when a connection is completed, even if your number is on any internal, corporate, state or federal Do-Not-Call list. Consent isn't required for purchase. Message and data rates may apply, and message frequency may vary. You can unsubscribe anytime by replying STOP or clicking the unsubscribe link. For more details, refer to our Privacy Policy and Terms of Use. Text "HELP" for help or contact us at (888) 695-2312. Text "STOP" to cancel. You also understand and agree that you are providing ‘written instructions’ to Upside Legal, LLC and its subsidiaries, affiliates, divisions, and agents (collectively the “Providers”), under the Fair Credit Reporting Act, authorizing the Providers to obtain information from your personal credit profile or other information from one or more consumer reporting agencies, such as TransUnion, Experian, and Equifax. I understand that I am under no obligation to purchase anything.
Any estimates given by Upside Legal®, or any Upside Legal® Participating Law Firm are based on prior results, which will vary depending on your specific situation, represented claims and your individual law firm’s terms. Not all clients are able to complete their representation for various reasons, including their ability to pay legal fees and save sufficient funds. Upside Legal®, or your Upside Legal® Participating Law Firm does not guarantee that your case will be resolved for a specific amount or percentage or within a specific period of time. Upside Legal®, or your Upside Legal® Participating Law Firm does not assume your creditor claims, make monthly payments to creditors, provide tax, accounting, or credit repair services. Upside Legal® Participating Law Firms are not available in all states, and their fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of a less than full balance claim resolution. The hiring of a lawyer is an important decision, and it is important to read and understand all documents prior to retaining them. Not paying your creditors will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your creditor claims due to the accrual of fees and interest. However, if a resolution is reached by your law firm it will resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825.
The hiring of a lawyer is an important decision that should not be based solely on advertisements. Material contained on upsidelegal.com is for general information purposes only and does not constitute legal advice. Upside Legal® provides access to legal services offered by our participating law firms. Neither Upside Legal® nor its officers, employees, or associates directly or indirectly provide legal services, representation, or advice. Please review Disclosures here
© 2023 Upside Legal®. All Rights Reserved